Not every banker succumbed to the insanity of the housing bubble. Some saw what was happening and dodged it. These are the guys you want to stick with as an investor. Marc Stefanski is one of them. He is the CEO of Third Federal Savings & Loan (TFSL on the Nasdaq). It is a Cleveland-based thrift founded by Marc’s parents in 1938. “We were founded during the Great Depression,” Stefanski wrote in a letter in [...] Depression-Proof Banks appeared in the Daily Reckoning . Subscribe to The Daily Reckoning by visiting signup for an Agora Financial newsletter .