I have repeatedly used the expression “the Trail of Tears” to describe what I expect will be the forced migration of retail investors out of risk-free assets into riskier investments.Well I was just sent a backpack.In the mail this week I received a notice from one of our country’s leading trust banks informing me that “due to unprecedented market conditions ” the US government money-market fund in which I am an investor may hold some or all of the fund’s cash in interest-bearing accounts with the bank (or other banks) insured by the FDIC only up to $250 000.They ...