Baby Boomers Unprepared for Tomorrow Boomers have known only inflationary or reflationary conditions for most if not all of their conscious lives. Here's the pattern: Want work borrow spend enjoy and worry about bills tomorrow because tomorrow never comes. But tomorrow is dawning. The bills are due and boomers are now entering their golden years with a need to consume what they perceived would be a treasure chest of accumulated wealth - wealth that would allow them to sustain their inflationary lifestyles to life's end. However their assets have now vanished in a giant deflationary two-step of collapsing home prices and a failing stock market. ...