Visa (V) and FleetCor Technologies (FLT), two high-rated credit card companies, and Home Loan Servicing Solutions (HLSS) have seen their stocks climb amid a growth in consumer spending. Quarterly results from all three this week may offer guidance as to whether that trend will continue. Visa, which is an IBD 50 top-rated stock, will announce fiscal first-quarter earnings after the market closes Wednesday. The credit card company Monday expanded