Jan 28 - According to latest index results from Fitch Ratings, combined defaults and deferrals for U.S. bank TruPS CDOs has further decreased to 30.2% at the end of the fourth quarter of 2012 (4Q'12). Two deferring bank issuers totaling $28.5 million of collateral in three CDOs defaulted on their TruPS CDOs in 4Q'12, fewer than the five banks that defaulted in 3Q'12. Furthermore, five banks representing $69.7 million of collateral in 11 CDOs began deferring interest on their TruPS in 4Q'