Financial Advisor John Hollosy Lectures on Optimizing Social Security and Health Insurance in Retirement
Addresses Peers at Recent Business Development Symposium

FRANKLIN, Mass., Dec. 20, 2012 (GLOBE NEWSWIRE) -- At a recent corporate business development symposium conducted by independent broker/dealer Investors Capital Corporation, Mr. John Hollosy, CEP, a financial advisor with the firm, discussed workshops available to employers and to the public that are designed to help people optimize their Social Security benefits and understand their choices about medical care as they enter retirement.

"What every person needs is a customized, break-even analysis that takes into account their family situation, their life goals, their other resources, and how Social Security fits into their overall retirement plan," said Mr. Hollosy. "The media can't do that. And the Social Security Administration can't either. Financial advisors are really the only ones who can do that because they know their clients."

"Everyone wants to know how to get the most out of their Social Security," he added. "It's a perfectly natural response, especially when someone actually looks at what they've paid in over the years. I help my clients maximize their retirement benefits."

He says that many people will try to do it on their own, perpetuating a life-long pattern of making important investment mistakes because they don't understand the rules and how they apply to their own situation.

"Navigating retirement successfully is difficult and I don't encourage people to try to do this on their own," Hollosy said. "They should find a qualified financial advisor who understands the complexities of the retirement system and how to apply those complexities to each client-specific circumstance. By partnering with a qualified retirement investment professional, people will benefit over the remainder of their lifetime by having maximized their monthly Social Security payments."

Mr. Hollosy is the owner of Autumn Days Strategies, a wealth management firm located in Franklin, Mass. He provides comprehensive financial planning, retirement, and wealth management services to individuals, families, and corporate clients. He may be reached at (508) 528-6051 or jhollosy@investorscapital.com. He offers securities through Investors Capital Corp., Member FINRA/SIPC, and advisory services through Investors Capital Advisory, 6 Kimball Lane, Lynnfield, Mass. 01940 800-949-1422.

About Investors Capital Corporation:

Investors Capital Corporation, of Lynnfield, Massachusetts, is the premier independent broker/dealer and investment advisor subsidiary of Investors Capital Holdings, Ltd. (NYSE MKT:ICH), a financial services holding company. Our mission is to provide 5-Star Service and support to our valued registered representatives, including advisory programs, strategic practice management and marketing services, and technology, to help them grow their businesses and exceed their clients' expectations. For more information, please call (800) 949-1422 x4814 or visit www.investorscapital.com.

CONTACT: Mr. John Hollosy, CEO
         Autumn Days Strategies
         (508) 528-6051
         jhollosy@investorscapital.com
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