Union State Bank of Fargo Chooses Andera's oFlows Platform for Online Account Opening and Lending
First Totally Paperless Platform Meets the Needs of Today's Technology-Savvy Mobile Users

Providence, RI (MMD Newswire) December 6, 2012 -- Andera, a financial software company that simplifies account opening and lending for banks and credit unions, announced that Union State Bank of Fargo has selected the oFlows multi-channel account opening and lending platform.

Founded in 1973 at the West Acres Shopping Center in Fargo, North Dakota, Union State Bank has a history of innovation in service to individual customers and local businesses. It was the first "hometown bank" to introduce fully interactive internet banking services; more recently, Union State added the latest in on-line banking and cash management tools.

"For a bank like Union State, the loyalty of our customers and a continued growth in market share are both essential. We're always seeking to meet the needs and preferences of our current customers and of businesses and individuals that we don't yet serve. The new oFlows platform from Andera gives us the ability to originate and deliver our products and services through the mobile channel. We can join our customers in taking advantage of all the conveniences and benefits of fully automated, paperless mobile banking," said Union State Director of Operations Lane Huseby.

"The oFlows platform gives Union State Bank another powerful weapon in its arsenal: the ability to serve depositors and borrowers wherever they may be. Their customers are seeking convenient, self-directed channels of access - including tablets and mobile devices - to the bank's products and services," stated Andera CEO Charlie Kroll.

About Andera

Andera pioneered online account opening in 2004 and now offers a multichannel platform to over 550 bank and credit union customers. Andera's oFlows platform radically simplifies account opening and lending in branches, online, out in the field, and over the phone. The oFlows platform is a four-time winner of the "Best in Show" award at Finovate. Andera was recently cited as "One of the Top Ten Tech Companies to Watch " by American Banker.

Andera is privately held, headquartered in Providence, and has offices in San Francisco and New York. For more information, visit www.andera.com.

Andera Contact:

Laurie McLachlan


(617) 921-2916

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