PR Log - Dec 05, 2012 - There could be a disaster ahead for insurance consumers or not. Should they count on their insurance? They can, according to consumer advocate Antone P. Braga. "Most people think they are financially prepared for a disaster simply because they carry insurance. The millions of people who suffer from a disaster each year such as earthquake, hurricane, tornado and flood generally have no idea what they should financially expect, even after asking around. Nearly everyone has been left out of the loop and insurance adjusters, welcomed with open arms, take advantage of disaster survivors who lack their basic policyholder rights and vital information in their time of need," said Braga.
"If there is one thing I am sure of, it's that most insurance consumers have not had access to fundamental insurance claim rights and information, such as how to figure, file and settle insurance claims (considerably different than merely reporting a loss), not to mention insurance company timely obligations, responsibilities, and rules that would tell consumers some of what they should expect," Braga continued.
He closed with his recommendation, "Consumers definitely have a separate interest to protect, and only through apathy have they gotten themselves in this situation. They have to break free of the co-dependent slogans, and find their independent voice. However, for that to happen they must be ready to look beyond the veil of corporate teaching."