Pet insurance helps to cover the cost of veterinary bills in the event of an insured pet falling ill or being injured in an accident.
With advances in veterinary treatments, equipment and pathology it is now possible to diagnose problems earlier, however these treatments are often expensive and can leave pet owners with a difficult decision when it comes to deciding on treatment. Many owners now have the option for pet insurance, giving them peace of mind that they will be able to afford vet bills should their pet fall ill or be involved in an accident.
What pet insurance covers
Not all pet insurance policies will cover all insurance events, so it is important to be cautious when shopping around for a new policy. Some policies cover accidental injuries only, which will protect your cat or dog in the event of an accident, while others are more comprehensive and cover accidental injuries as well as common illnesses. Additional care options are available and will include extras such as emergency boarding, essential euthanasia and routine care. Choosi can help you choose from range of pet insurers, so you find cover to suit you and your pet.
Increasing Veterinary Costs
Veterinary care is becoming more expensive with advances in treatments. Pet insurance can help make these bills more affordable so you will be able to give your pet the best care. A trip to the vet can not only be challenging for you and your pet, it can also end up being an expensive necessity. While routine expenditures such as vaccinations and de-sexing will not break the bank, it is the unexpected illnesses and injuries that can. For example the average claim for cataracts is $2424 with the highest claim being $10,771*, according to PetSure (Australia) Pty Ltd 2010-2011 claims figures.
An emergency veterinary call or overnight stay can be expensive, and that doesn’t even include the cost of the surgery itself. Luckily, those covered by a comprehensive pet insurance policy can save themselves financial stress and claim a large percentage of eligible vet bills up to a predetermined amount each year. For example the average claim for Multiple fractures is $2904, with the highest claim being $11,805, according to PetSure (Australia) Pty Ltd 2010-2011 claims figures.
Cover for life
Another very appealing perk of taking out pet insurance is the length of cover. Once your pet is insured, they will be protected for life against injuries and common illnesses, as long as there is no break in the cover. This peace of mind will allow you to focus on caring for your pet instead of worrying about financial concerns or even going into debt to cover vet bills.
* PetSure (Australia) Pty Ltd, 2010-2011 average claims figures.
This is general Advice Only: Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.