Everything businessses need to rebuild
Federal The federal Small Business Administration offers loans of up to $2 million in disaster areas. They are available to businesses of any size. Interest rates on the 30-year terms are typically 4% for businesses and 3% for nonprofits. You can apply online at DisasterLoan.SBA.gov . Loan application forms can also be downloaded at SBA.gov . Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155. Once the application is submitted, the SBA takes 10 days to respond, according to a spokeswoman. However, gathering the required materials is often difficult for small businesses. For help in person, try the Small Business Development Center run jointly by the state and the feds. They can help if you hit roadblocks online. City The city's Department of Small Business Services, which just set up a Sandy recovery website , has $5 million available to loan to small businesses. Amounts per business are capped at $10,000. For more information, call 311 and ask for NYC Business Solutions, or send in a contact request online . To get a loan, you can also locate one of the NYC Business Solutions Centers listed here: 400 E. Fordham Rd., 7th floor, Bronx, N.Y., 10458. Phone: 718-960-7910 9 Bond St., 5th floor, Brooklyn, N.Y., 11201. Phone: 347-296-8021 79 John St., New York, N.Y., 10038. Phone: 212-618-8914 168-25 Jamaica Ave., 2nd floor, Jamaica, N.Y., 11432. Phone: 718-577-2148 120 Stuyvesant Place, 3rd floor, Staten Island, N.Y., 10301. Phone: 718-285-8400 215 W. 125th St., 6th floor, New York, N.Y., 10027. Phone: 917-493-7243 560 W. 181st St., 2nd floor, New York, N.Y., 10033. Phone: 212-928-3400
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