Mortgage credit is tight, and extremely so. Romney and Obama were even questioned about it in their first debate. Think of all the potential issues that presidential candidates might address–fiscal cliffs, budget deficits, mass unemployment. That they were even asked about this matter illustrates how much government sponsors and supports the nation’s housing market. People want to borrow and government wants them to borrow. Ben Bernanke wants everyone to refinance, like he did in 2011 [...] Could the Government Get a Mortgage? appeared in the Daily Reckoning . Subscribe to The Daily Reckoning by visiting signup for an Agora Financial newsletter .