July 24, 2012 at 14:14 PM EDT
401(k)/IRA Model Has Failed
Teresa Ghilarducci made the following conclusion in an article on New York Times: It is now more than 30 years since the 401(k)/Individual Retirement Account model appeared on the scene. This do-it-yourself pension system has failed. It has failed because it expects individuals without investment expertise to reap the same results as professional investors and [...]
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