November 08, 2010 at 03:00 AM EST
Results of Brain-Training Study Have Auto Insurance Implications
(EMAILWIRE.COM, November 08, 2010 ) Los Angeles, CA - A brain-training-software provider recently announced results of a new study indicating that older drivers who used its training program had exceptionally better at-fault car accident rates when compared to a group that did not use the software. The findings could potentially have insurance implications, considering the high risk auto insurance status of elderly motorists and the significant accident-rate reduction that correlated with the program's use.

The study which is documented in a paper in the November edition of the Journal of the American Geriatrics Society involved assigning different types of brain-training exercises to 908 older drivers and then documenting their driving records over the following six years. Participants' average age was 73, and, according to the software provider, the participants drove for a combined total of 25.5 million miles during the course of the study.

As the authors wrote in the review of the study, participants who underwent speed-of-processing and reasoning training had subsequent at-fault accident rates that were 50 percent lower than that of the control group.

They went on to note, though, that more research needs to be conducted in order to ascertain the effects of different types and quantities of training.

The makers of the training software began a partnership in 2008 with a major car insurance provider to launch the InSight program, which aims to help improve visual alertness. Although the insurer has not yet put in place any discounts based on use of the software, it announced at the time of the partnership that discounts could be extended if the training program proves effective for drivers over 50.

A significant portion of the driving population could be helped by this technology. According to the National Highway Traffic Safety Administration, in 2007 there were 31 million licensed older drivers in the United States 15 percent of the national licensed-motorist population.

Source: http://www-nrd.nhtsa.dot.gov/Pubs/811161.PDF

To learn more about insurance matters for high-risk groups, consumers can go to http://www.onlineautoinsurance.com/learn/high-risk-drivers.htm where visitors will also be able to get policy rate estimates from multiple companies for free by using the quote-comparison generator.


Online Auto Insurance
Benjamin Zitney
909-784-2471
ben@onlineautoinsurance.com

Source: EmailWire.Com
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