Did you know that it is not only the US government that takes strict action against drivers using cell phone against driving? According to an article released by Insure4USA.com, auto insurance (http://www.insure4usa.com) companies have decided to support the cause with an additional clause in their terms and conditions. The clause gives the insurance company the right to increase the premium for drivers who have been given a ticket related to cell phone use while driving. According to Alex, CEO of Insure4USA.com, drivers with tickets for other driving related offenses will add to their woes by having to pay more for their insurance. Repeated offenders who fail to pay their cell-phone tickets are in danger of having their car's coverage canceled.
According to the article from Insure4USA.com, an alarming increase in the number of car accidents are cell phone related, which has prompted states such as California, Oregon, Washington DC, and others to give police officers the right to issue a ticket to drivers that violate cell phone laws while driving. Many states have also banned texting of messages while driving. CEO Alex adds, "Drivers need to realize the gravity of the situation for their own as well as the safety of the public in general. Insurance companies value their clients and don't necessarily want to mete out step-motherly treatment to them," Alex goes on to say. "These clauses make more of a statement rather than a crack on the knuckles of every driver."
Rather than incur unnecessary expenses Insure4USA.com recommends the installation of a hands-free device to avoid any clashes with the law enforcement agencies. This is only if you need to take important calls, otherwise the best thing to do is pull over where possible or ignore calls until later, or make full use of today's technology and switch over to voice mail. CEO Alex adds, "While these issues are important, drivers need to be cautious about speeding. Reaching for a cell phone can result in over speeding, with the risk of ending up in an accident."
While the government is serious about a crackdown on cell phone use while driving with a number of awareness campaigns being made, Insure4USA.com urges drivers to take the imitative by being responsible. Moreover, savings on insurance are important as well rather than coughing up large sums due to negligence. Undoubtedly, researchers and lawmakers agree that driving distractions are a serious problem, while insurance companies (http://www.insure4usa.com/companies/) pave the way for safer roads.
See Insure4USA.com full article about irresponsible cell phone use while driving (http://www.insure4usa.com/cell-phone-laws-and-auto-insurance-rates.html).
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