June 18, 2010 at 06:10 AM EDT
Making a surprise early retirement work
For years, Pat and George Breault gave little thought to their spending. The couple, both IT project managers, earned a handsome $235,000 a year -- more than enough to cover their basic living expenses as well as the extra-curriculars they enjoyed, such as dining out, taking cruises, and entertaining at their second home, a condo at Catawba Island on the shores of Lake Erie in Ohio, where they hoped to retire one day.
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