As global equity markets plummeted in the final quarter of 2008 and first two months of 2009, many investors watched in horror as gains that were accrued over several years slipped away in a matter of months. With many major benchmarks falling by 50% or more, countless investors began to recalibrate retirement plans and risk [...] Related Stories: Low Cost ETFs: Complete List Of The Cheapest Exchange-Traded Funds Who Else Wants Ex-Sector ETFs? Sector ETF Analysis: Industrials Surge, Utilities Lag