It was like being ditched by your best friend. That's what the market's cruel rejection of investors last year and early in 2009 felt like, Kurt Bender says. After thinking for years that he had a good thing going with Wall Street, Bender decided that his only choice was to cut himself loose and start over on his own. He stopped making new investments. He sold 90% of his portfolio, flipping the proceeds into cash and annuities. He kept only a few